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2025 Summary Plan Descriptions (SPDs)

Medical insurance plans

• Healthy Savings Plan (PDF, 1.9MB)
• Custom Network Plan (PDF, 1.9MB)
• PPO Plan (includes UMKC tiered feature) (PDF, 1.9MB)
• Retiree Healthy Savings Plan (PDF, 1.9MB)
• Retiree Health PPO (PDF, 1.9MB)
• Medicare Advantage Plans (Base and Enhanced) (PDF, 2.5MB)

Dental, vision, tax-favored accounts

• Dental (PDF, 462KB)
• Vision (PDF, 498KB)
• Flexible spending account (PDF, 334KB)

Life and disability insurance

• Basic and Additional Life (PDF, 322KB)
• Dependent Life (PDF, 303K)
• Long Term Disability (PDF, 640KB)
• Short-Term Disability (PDF, 433KB)
• Accidental Death and Dismemberment (PDF, 366KB)

Other benefits

• Employee Assistance Program (PDF, 438KB)

Retirement

• Defined Contribution (DC) Plan (PDF, 564KB)
• Hybrid Plan (PDF, 802KB)
• Defined Benefit (DB) Plan (PDF, 681KB)
• Voluntary Retirement Plans (PDF, 627KB)